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Equitable’s new product line provides the best of both Accumulation and Lifetime Income. Don’t settle for one or the other anymore. Give your clients the best of both: accumulation and income! It’s Retirement: Elevated.
• Uncapped Accumulation
• Global Coverage
• Lifetime Income
• No fees!
You can choose the certainty of a fixed interest rate that is annually declared and subject to minimum guarantees.
You also have the choice of interest based on the performance of an external market Index.
Denali™ Bonus includes a premium bonus, which is immediately added to the money used to purchase the annuity.
Your savings are always protected from market fluctuations and are 100% principal protected. There is no direct downside market risk to your funds.
Denali allows you to keep more of your retirement savings working for you by deferring taxes until you choose to access the funds in your annuity.
A lifetime withdrawal benefit is automatically included and ensures that you can generate a lifetime income that will last for your life.
To help prepare for the unexpected, the Denali™ Bonus Series can offer higher withdrawals for a period of time if certain health conditions are met.
Multiple liquidity options are available to help you. After the withdrawal charge term, you can always access the full account value of your annuity.
Leave a legacy for your loved ones and avoid probate. The full account value is available after your death. If your spouse is the beneficiary, then he or she can always choose to continue the policy.
1. Choose the length of the product
You can select the withdrawal charge period that best suits your client’s financial goals. The longer the period, the higher the premium bonus and interest crediting adjustments. Withdrawal charge periods offered with the Denali™ Bonus Series include 7-, 10- and 14-years.
2. Your client decides how they’d like their money to grow
The Denali™ Bonus Series offers your client flexibility to place their money in different crediting strategies tied to different external market indexes. By placing their money in multiple interest crediting strategies or indexes, your client can have diversification within their annuity.
Have any questions or want to talk more about this product? Contact us today and we’ll be happy to help!
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The information being provided is strictly as a courtesy. When you link to any of the web sites provided here, you are leaving this web site. We make no representation as to the completeness or accuracy of information provided at these web sites. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, web sites, information and programs made available through this web site. When you access one of these web sites, you are leaving our web site and assume total responsibility and risk for your use of the web sites you are linking to.
The information being provided is strictly as a courtesy. When you link to any of the web sites provided here, you are leaving this web site. We make no representation as to the completeness or accuracy of information provided at these web sites. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, web sites, information and programs made available through this web site. When you access one of these web sites, you are leaving our web site and assume total responsibility and risk for your use of the web sites you are linking to.
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