The Denali Bonus Series

Equitable’s new product line provides the best of both Accumulation and Lifetime Income. Don’t settle for one or the other anymore. Give your clients the best of both: accumulation and income! It’s Retirement: Elevated.

• Uncapped Accumulation
• Global Coverage
• Lifetime Income
• No fees!

Features & Benefits

Guarantees

You can choose the certainty of a fixed interest rate that is annually declared and subject to minimum guarantees.

Growth Potential

You also have the choice of interest based on the performance of an external market Index.

Immediate Growth

Denali™ Bonus includes a premium bonus, which is immediately added to the money used to purchase the annuity.

Protection of Principal

Your savings are always protected from market fluctuations and are 100% principal protected. There is no direct downside market risk to your funds.

Tax Deferral

Denali allows you to keep more of your retirement savings working for you by deferring taxes until you choose to access the funds in your annuity.

Income that Can't Be Outlived

A lifetime withdrawal benefit is automatically included and ensures that you can generate a lifetime income that will last for your life.

Higher Income in a Time of Need

To help prepare for the unexpected, the Denali™ Bonus Series can offer higher withdrawals for a period of time if certain health conditions are met.

Access to Funds

Multiple liquidity options are available to help you. After the withdrawal charge term, you can always access the full account value of your annuity.

Wealth Transfer

Leave a legacy for your loved ones and avoid probate. The full account value is available after your death. If your spouse is the beneficiary, then he or she can always choose to continue the policy.

Get Your Client Started in Two Easy Steps

1. Choose the length of the product

You can select the withdrawal charge period that best suits your client’s financial goals. The longer the period, the higher the premium bonus and interest crediting adjustments. Withdrawal charge periods offered with the Denali™ Bonus Series include 7-, 10- and 14-years.

2. Your client decides how they’d like their money to grow

The Denali™ Bonus Series offers your client flexibility to place their money in different crediting strategies tied to different external market indexes. By placing their money in multiple interest crediting strategies or indexes, your client can have diversification within their annuity.

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