[vc_row css_animation=”none”][vc_column][cws_sc_text title_alignment=”center” custom_font_color=”#ffffff” custom_subtitle_color=”#0d75bc” custom_divider_color=”#ffffff” title=”ADDvantage Term Life Insurance”][/cws_sc_text][/vc_column][/vc_row][vc_row][vc_column][cws_sc_spacing height=”32px”][/vc_column][/vc_row][vc_row full_width=”stretch_row” equal_height=”yes” bg_image_position=”left_center” add_layers=”1″ extra_layer_pos=”right” extra_layer_bg=”#f4f5f7″ css=”.vc_custom_1598903880414{padding-top: 0px !important;}” extra_layer_width=”58.33″][vc_column][cws_sc_spacing height=”60″ responsive_es=”true” height_size_sm_desctop=”1″ height_tablet=”1″ height_mobile=”100″][vc_row_inner css=”.vc_custom_1598904182637{margin-bottom: 0px !important;padding-bottom: 0px !important;}”][vc_column_inner width=”1/2″ css=”.vc_custom_1595884403998{margin-bottom: 0px !important;padding-bottom: 0px !important;}”][vc_single_image image=”7517″ img_size=”full” alignment=”center” css=”.vc_custom_1598901328508{margin-bottom: 0px !important;padding-bottom: 0px !important;}”][/vc_column_inner][vc_column_inner width=”1/2″ css=”.vc_custom_1595884368337{margin-bottom: 0px !important;margin-left: 30px !important;padding-bottom: 0px !important;}”][vc_column_text css=”.vc_custom_1598900600632{margin-bottom: 0px !important;padding-bottom: 0px !important;}”]There comes a time in most people’s lives to seek financial protection. Whether a client is recently married, takes on a mortgage, or starts a family, a need exists to help cover expenses or replace income due to loss of life. A simple and economical solution is ADDvantage term life insurance from North American. ADDvantage offers five underwriting classifications that provide economical rates for clients who meet reasonable underwriting requirements. With marketable features and competitive rates, ADDvantage can offer your clients affordable protection.[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row][vc_column][cws_sc_spacing height=”32px”][/vc_column][/vc_row][vc_row][vc_column][cws_sc_text title_alignment=”center” custom_font_color=”#ffffff” custom_subtitle_color=”#0d75bc” custom_divider_color=”#ffffff” title=”Product Highlights”][/cws_sc_text][/vc_column][/vc_row][vc_row][vc_column][cws_sc_spacing height=”32px”][/vc_column][/vc_row][vc_row css=”.vc_custom_1598898139764{margin-top: 30px !important;}”][vc_column css_animation=”none” width=”1/2″][cws_sc_services title_pos=”under” icon_lib=”cws_flaticons” icon_cws_flaticons=”flaticon-gestures” size_i=”55px” alignment=”center” text_spacings=”40px” title_spacing=”0px 0px 0px 0px” customize_size_title=”1″ size_t=”22px” customize_colors=”1″ icon_color=”#c69635″ custom_font_color=”#424359″ el_class=”annuity-boxes” title=”Level Premium Guarantee” custom_styles=”.vc_custom_1598892938852{padding-top: 40px !important;padding-right: 30px !important;padding-bottom: 63px !important;padding-left: 30px !important;background-color: rgba(255,255,255,0.96) !important;*background-color: rgb(255,255,255) !important;}”]ADDvantage Term life insurance lets your client choose the length of the policy’s term—10, 15, 20, or 30 years. North American guarantees that your client’s premium amount will not change during the period they select.
[/cws_sc_services][/vc_column][vc_column css_animation=”none” width=”1/2″][cws_sc_services title_pos=”under” icon_lib=”cws_flaticons” icon_cws_flaticons=”flaticon-arrows-1″ size_i=”55px” alignment=”center” text_spacings=”40px” title_spacing=”0px 0px 0px 0px” customize_size_title=”1″ size_t=”22px” customize_colors=”1″ icon_color=”#c69635″ custom_font_color=”#424359″ el_class=”annuity-boxes” title=”Convertable” custom_styles=”.vc_custom_1598887569701{padding-top: 40px !important;padding-right: 30px !important;padding-bottom: 63px !important;padding-left: 30px !important;background-color: rgba(255,255,255,0.96) !important;*background-color: rgb(255,255,255) !important;}”]ADDvantage Term provides you the opportunity to convert to most of our currently available individual permanent life insurance products without evidence of insurability. There are some restrictions based upon the age age of the insured at policy issue, but the conversion period is never less than five years.[/cws_sc_services][/vc_column][/vc_row][vc_row css=”.vc_custom_1598898139764{margin-top: 30px !important;}”][vc_column css_animation=”none” width=”1/2″][cws_sc_services title_pos=”under” icon_lib=”cws_flaticons” icon_cws_flaticons=”flaticon-protection-shield-with-a-check-mark” size_i=”55px” alignment=”center” text_spacings=”40px” title_spacing=”0px 0px 0px 0px” customize_size_title=”1″ size_t=”22px” customize_colors=”1″ icon_color=”#c69635″ custom_font_color=”#424359″ el_class=”annuity-boxes” title=”Waiver of Premium Rider” custom_styles=”.vc_custom_1598898119357{padding-top: 40px !important;padding-right: 30px !important;padding-bottom: 63px !important;padding-left: 30px !important;background-color: rgba(255,255,255,0.96) !important;*background-color: rgb(255,255,255) !important;}”]We understand that should you become disabled, it might become harder to pay your life insurance premium, yet this may be the time when you need financial protection from life insurance the most. The waiver of premium rider allows the entire premium to be waived if you are certified as being totally disabled. For an additional monthly fee, this rider is available for issue ages 18–59 and ends when you reach age 65.
[/cws_sc_services][/vc_column][vc_column css_animation=”none” width=”1/2″][cws_sc_services title_pos=”under” icon_lib=”cws_flaticons” icon_cws_flaticons=”flaticon-people-1″ size_i=”55px” alignment=”center” text_spacings=”40px” title_spacing=”0px 0px 0px 0px” customize_size_title=”1″ size_t=”22px” customize_colors=”1″ icon_color=”#c69635″ custom_font_color=”#424359″ el_class=”annuity-boxes” title=”Children’s Insurance Rider” custom_styles=”.vc_custom_1598898129540{padding-top: 40px !important;padding-right: 30px !important;padding-bottom: 63px !important;padding-left: 30px !important;background-color: rgba(255,255,255,0.96) !important;*background-color: rgb(255,255,255) !important;}”]In addition to your own coverage, the children’s insurance rider allows you to insure your child’s life at great rates too. Plus, your child can continue the coverage into his or her adult years by converting it into a permanent policy. This is an ideal option for any family, especially for single parents. There’s no additional policy fee; you just pay additional premium. It’s like getting two policies with one premium.[/cws_sc_services][/vc_column][/vc_row][vc_row css=”.vc_custom_1598898139764{margin-top: 30px !important;}”][vc_column css_animation=”none” width=”1/2″][cws_sc_services title_pos=”under” icon_lib=”cws_flaticons” icon_cws_flaticons=”flaticon-clock” size_i=”55px” alignment=”center” text_spacings=”40px” title_spacing=”0px 0px 0px 0px” customize_size_title=”1″ size_t=”22px” customize_colors=”1″ icon_color=”#c69635″ custom_font_color=”#424359″ el_class=”annuity-boxes” title=”Accelerated Death Benefit Endorsement” custom_styles=”.vc_custom_1598898107615{padding-top: 40px !important;padding-right: 30px !important;padding-bottom: 63px !important;padding-left: 30px !important;background-color: rgba(255,255,255,0.96) !important;*background-color: rgb(255,255,255) !important;}”]The main benefit of life insurance is the invaluable death benefit protection it provides, but North American’s ADDvantage Term also offers accelerated death benefits, which means the owner can accelerate a portion of the death benefit should the insured become critically, chronically, or terminally ill, subject to eligibility. The funds can be used for any purpose you choose. These benefits are included for no additional premium charge at issue on eligible policies.[/cws_sc_services][/vc_column][vc_column css_animation=”none” width=”1/2″][/vc_column][/vc_row][vc_row][vc_column][cws_sc_spacing height=”32px”][/vc_column][/vc_row][vc_row full_width=”stretch_row” equal_height=”yes” bg_image_position=”left_center” css=”.vc_custom_1598901669531{margin-top: 20px !important;margin-right: 60px !important;margin-bottom: 0px !important;margin-left: 60px !important;padding-top: 40px !important;padding-bottom: 40px !important;}”][vc_column width=”1/6″ css=”.vc_custom_1595883431376{margin-bottom: 0px !important;}”][/vc_column][vc_column width=”2/3″ css=”.vc_custom_1598901775265{padding-top: 60px !important;padding-bottom: 60px !important;background-color: #e8e8e8 !important;}”][cws_sc_text title_alignment=”center” custom_font_color=”#ffffff” custom_subtitle_color=”#0d75bc” custom_divider_color=”#ffffff” title=”Resources”][/cws_sc_text][vc_row_inner css=”.vc_custom_1598901812758{margin-top: 20px !important;padding-bottom: 30px !important;}”][vc_column_inner width=”1/2″][cws_sc_button new_tab=”1″ btn_type=”advanced” aligning=”center” font_color=”#ffffff” font_color_hover=”#ffffff” background_color=”#c69635″ title=”View Sample Term Quote Here” url=”https://wealthwatchpartners.com/wp-content/uploads/2020/08/North-American-Sample-Term-Quote.pdf”][/vc_column_inner][vc_column_inner width=”1/2″][cws_sc_button new_tab=”1″ btn_type=”advanced” aligning=”center” font_color=”#ffffff” font_color_hover=”#ffffff” background_color=”#c69635″ title=”View Brochure Here” url=”https://wealthwatchpartners.com/wp-content/uploads/2020/08/608NM-1-ADDvantage-Term-Consumer-Guide.pdf”][/vc_column_inner][/vc_row_inner][/vc_column][vc_column width=”1/6″][/vc_column][/vc_row][vc_row full_width=”stretch_row_content_no_spaces” equal_height=”yes” bg_cws_repeat=”no-repeat” bg_cws_size=”contain” bg_image_position=”right_center” css=”.vc_custom_1598904831102{background-image: url(https://wealthwatchpartners.com/wp-content/uploads/2019/02/iStock_000014337392Small.jpg?id=4592) !important;}”][vc_column width=”1/2″ bg_cws_repeat=”no-repeat” bg_cws_size=”cover” bg_image_position=”right_center” cws_mobile_paddings=”300px 0px 0px 0px” css=”.vc_custom_1598903523511{margin-top: 0px !important;padding-top: 10px !important;padding-right: 40px !important;padding-bottom: 30px !important;padding-left: 40px !important;background-color: #0f3d75 !important;}”][cws_sc_text add_divider=”1″ custom_font_color=”#ffffff” custom_subtitle_color=”#ffffff” custom_divider_color=”#ffffff” subtitle=”Get Your Client Started” custom_styles=”.vc_custom_1598903126640{margin-top: 30px !important;}”]North American’s term life insurance helps provide protection when your client’s family needs it most. It’s designed for short term protection at an affordable cost. Should the unexpected happen, your clients’ loved ones will receive generally income tax free funds that can provide financial protection for the future.
Highlights:
- Accelerated death benefits for critical, chronic, and terminal illness
- Competitive low-cost rates
- Fully convertible
- Low minimum face amount of $100,000
- 10, 15, 20, and 30-year level premium guarantee periods
- Renewable to age 95
- Available on North American’s e-app
[/cws_sc_text][cws_sc_button new_tab=”1″ btn_type=”advanced” font_color=”#ffffff” font_color_hover=”#ffffff” background_color=”#c69635″ title=”View Consumer Brochure” url=”https://wealthwatchpartners.com/wp-content/uploads/2020/08/608NM-1-ADDvantage-Term-Consumer-Guide.pdf”][/vc_column][vc_column width=”1/2″ bg_cws_repeat=”no-repeat” bg_image_position=”right_center” cws_mobile_paddings=”40px 0px 0px 0px”][/vc_column][/vc_row][vc_row full_width=”stretch_row” equal_height=”yes” bg_image_position=”left_center” css=”.vc_custom_1595882795708{padding-top: 0px !important;padding-bottom: 120px !important;}”][vc_column][cws_sc_spacing height=”60″ responsive_es=”true” height_size_sm_desctop=”1″ height_tablet=”1″ height_mobile=”100″][vc_row_inner css=”.vc_custom_1596464184539{padding-bottom: 30px !important;}”][vc_column_inner width=”1/6″][/vc_column_inner][vc_column_inner width=”2/3″ css=”.vc_custom_1596464348996{padding-top: 40px !important;padding-right: 40px !important;padding-bottom: 40px !important;padding-left: 40px !important;background-color: #e8e8e8 !important;}”][cws_sc_text subtitle=”Don’t forget to check back every month for a new product spotlight!”]Have any questions or want to talk more about this product? Contact us today and we’ll be happy to help![/cws_sc_text][cws_sc_button new_tab=”1″ btn_type=”advanced” font_color=”#ffffff” font_color_hover=”#ffffff” background_color=”#c69635″ title=”Contact Us Now” url=”https://wealthwatchpartners.com/#contact-us-section”][/vc_column_inner][vc_column_inner width=”1/6″][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row][vc_column][cws_sc_text customize_size=”1″]Wealth Watch Partners is not affiliated with third party vendors mentioned in this website nor do we guaranty the accuracy or quality of their services. Although we may promote and/or recommend the services offered by these companies, financial professionals are ultimately responsible for the use of any materials or services and agree to comply with the compliance requirements of their broker/dealer and registered investment advisor, if applicable, and the insurance carriers they represent.[/cws_sc_text][/vc_column][/vc_row]