[vc_row css_animation=”none”][vc_column][cws_sc_text title_alignment=”center” custom_font_color=”#ffffff” custom_subtitle_color=”#0d75bc” custom_divider_color=”#ffffff” title=”Atlantic Coast Life Income Navigator”][/cws_sc_text][/vc_column][/vc_row][vc_row][vc_column][cws_sc_spacing height=”32px”][/vc_column][/vc_row][vc_row full_width=”stretch_row” equal_height=”yes” bg_image_position=”left_center” add_layers=”1″ extra_layer_pos=”right” extra_layer_bg=”#f4f5f7″ css=”.vc_custom_1544555683956{padding-top: 0px !important;padding-bottom: 120px !important;}” extra_layer_width=”58.33″][vc_column][cws_sc_spacing height=”60″ responsive_es=”true” height_size_sm_desctop=”1″ height_tablet=”1″ height_mobile=”100″][vc_row_inner css=”.vc_custom_1595884411098{margin-bottom: 0px !important;padding-bottom: 0px !important;}”][vc_column_inner width=”1/2″ css=”.vc_custom_1595884403998{margin-bottom: 0px !important;padding-bottom: 0px !important;}”][vc_single_image image=”7572″ img_size=”full” alignment=”center” css=”.vc_custom_1602102000549{margin-bottom: 0px !important;padding-bottom: 0px !important;}”][/vc_column_inner][vc_column_inner width=”1/2″ css=”.vc_custom_1595884368337{margin-bottom: 0px !important;margin-left: 30px !important;padding-bottom: 0px !important;}”][vc_column_text css=”.vc_custom_1602106014868{margin-bottom: 0px !important;padding-bottom: 0px !important;}”]In today’s challenging financial environment, many people are seeking safer investment opportunities. Fixed indexed annuities provide the flexibility to participate in the growth of the stock market and protect your principal when the stock market declines. With the Income Navigator Annuity you have the ability to enhance your financial future by selecting from a variety of indexing strategies.

There are many factors to consider when looking into a fixed indexed annuity. Your client’s age, annual income, liquid net worth, and financial needs are all important in determining whether or not a fixed indexed annuity can help them reach their financial goals.[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row][vc_column][cws_sc_spacing height=”32px”][/vc_column][/vc_row][vc_row][vc_column][cws_sc_text title_alignment=”center” custom_font_color=”#ffffff” custom_subtitle_color=”#0d75bc” custom_divider_color=”#ffffff” title=”Features & Benefits”][/cws_sc_text][/vc_column][/vc_row][vc_row][vc_column][cws_sc_spacing height=”32px”][/vc_column][/vc_row][vc_row][vc_column css_animation=”none” width=”1/2″][cws_sc_services title_pos=”under” icon_lib=”cws_flaticons” icon_cws_flaticons=”flaticon-gestures” size_i=”55px” alignment=”center” text_spacings=”40px” title_spacing=”0px 0px 0px 0px” customize_size_title=”1″ size_t=”22px” customize_colors=”1″ icon_color=”#c69635″ custom_font_color=”#424359″ el_class=”annuity-boxes” title=”Premium Bonus” custom_styles=”.vc_custom_1602106120602{padding-top: 40px !important;padding-right: 30px !important;padding-bottom: 63px !important;padding-left: 30px !important;background-color: rgba(255,255,255,0.96) !important;*background-color: rgb(255,255,255) !important;}”]When you purchase your Income Navigator Annuity you will receive a one-time Premium Bonus. The amount of the Premium Bonus depends upon your rider selection. The Premium Bonus is immediately credited to your account which gives you an opportunity to earn additional interest and funds that you can access subject to your vesting schedule.[/cws_sc_services][/vc_column][vc_column css_animation=”none” width=”1/2″][cws_sc_services title_pos=”under” icon_lib=”cws_flaticons” icon_cws_flaticons=”flaticon-user” size_i=”55px” alignment=”center” text_spacings=”40px” title_spacing=”0px 0px 0px 0px” customize_size_title=”1″ size_t=”22px” customize_colors=”1″ icon_color=”#c69635″ custom_font_color=”#424359″ el_class=”annuity-boxes” title=”Death Benefit” custom_styles=”.vc_custom_1602106563865{margin-top: 0px !important;padding-top: 40px !important;padding-right: 30px !important;padding-bottom: 63px !important;padding-left: 30px !important;background-color: rgba(255,255,255,0.96) !important;*background-color: rgb(255,255,255) !important;}”]The amount payable if the Owner, or the Annuitant if the Owner is not a Natural Person, dies before annuity payments begin is equal to the Accumulation Value less the Non-vested Premium Bonus or the Minimum Guaranteed Surrender Value determined as of the date of death, whichever is greater.[/cws_sc_services][/vc_column][/vc_row][vc_row][vc_column css_animation=”none” width=”1/2″][cws_sc_services title_pos=”under” icon_lib=”cws_flaticons” icon_cws_flaticons=”flaticon-money-1″ size_i=”55px” alignment=”center” text_spacings=”40px” title_spacing=”0px 0px 0px 0px” customize_size_title=”1″ size_t=”22px” customize_colors=”1″ icon_color=”#c69635″ custom_font_color=”#424359″ el_class=”annuity-boxes” title=”Accessibility” custom_styles=”.vc_custom_1602106579946{margin-top: 30px !important;padding-top: 40px !important;padding-right: 30px !important;padding-bottom: 63px !important;padding-left: 30px !important;background-color: rgba(255,255,255,0.96) !important;*background-color: rgb(255,255,255) !important;}”]The Income Navigator Annuity offers several options to access your money without being subject to surrender charges or market value adjustments.[/cws_sc_services][/vc_column][vc_column css_animation=”none” width=”1/2″][cws_sc_services title_pos=”under” icon_lib=”cws_flaticons” icon_cws_flaticons=”flaticon-danger” size_i=”55px” alignment=”center” text_spacings=”40px” title_spacing=”0px 0px 0px 0px” customize_size_title=”1″ size_t=”22px” customize_colors=”1″ icon_color=”#c69635″ custom_font_color=”#424359″ el_class=”annuity-boxes” title=”Surrender Charges” custom_styles=”.vc_custom_1602107092934{margin-top: 30px !important;padding-top: 40px !important;padding-right: 30px !important;padding-bottom: 63px !important;padding-left: 30px !important;background-color: rgba(255,255,255,0.96) !important;*background-color: rgb(255,255,255) !important;}”]If your client surrenders their policy or request withdrawals above a certain amount, there may be surrender charges.[/cws_sc_services][/vc_column][/vc_row][vc_row][vc_column][cws_sc_spacing height=”32px”][/vc_column][/vc_row][vc_row full_width=”stretch_row” equal_height=”yes” bg_image_position=”left_center” css=”.vc_custom_1595883405749{margin-top: 20px !important;margin-bottom: 0px !important;padding-top: 40px !important;padding-bottom: 40px !important;background-color: #e8e8e8 !important;}”][vc_column css=”.vc_custom_1595883431376{margin-bottom: 0px !important;}”][cws_sc_text title_alignment=”center” custom_font_color=”#ffffff” custom_subtitle_color=”#0d75bc” custom_divider_color=”#ffffff” title=”Resources”][/cws_sc_text][vc_row_inner css=”.vc_custom_1595882868174{padding-bottom: 30px !important;background-color: #e8e8e8 !important;}”][vc_column_inner width=”1/3″][cws_sc_button new_tab=”1″ btn_type=”advanced” aligning=”center” font_color=”#ffffff” font_color_hover=”#ffffff” background_color=”#c69635″ title=”View Rate Sheet Here” url=”https://wealthwatchpartners.com/wp-content/uploads/2020/10/ACLRateSheet-083120.pdf”][/vc_column_inner][vc_column_inner width=”1/3″][cws_sc_button new_tab=”1″ btn_type=”advanced” aligning=”center” font_color=”#ffffff” font_color_hover=”#ffffff” background_color=”#c69635″ title=”View Generic Ref Sheet Here” url=”https://wealthwatchpartners.com/wp-content/uploads/2020/10/Income-Navigator-ref-sheet.pdf”][/vc_column_inner][vc_column_inner width=”1/3″][cws_sc_button new_tab=”1″ btn_type=”advanced” aligning=”center” font_color=”#ffffff” font_color_hover=”#ffffff” background_color=”#c69635″ title=”View Product Brochure Here” url=”https://wealthwatchpartners.com/wp-content/uploads/2020/10/Income-Navigator-brochure.pdf”][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row full_width=”stretch_row_content_no_spaces” equal_height=”yes” css=”.vc_custom_1549057532948{padding-top: 50px !important;}”][vc_column width=”1/2″ bg_cws_repeat=”no-repeat” bg_cws_size=”cover” bg_image_position=”center_bottom” place_ahead=”1″ cws_mobile_paddings=”300px 0px 0px 0px” css=”.vc_custom_1602103726998{background-image: url(https://wealthwatchpartners.com/wp-content/uploads/2020/10/ellena-mcguinness.jpg?id=7576) !important;}”][vc_empty_space height=”600px”][/vc_column][vc_column width=”1/2″ bg_image_position=”center_center” cws_mobile_paddings=”40px 0px 0px 0px” css=”.vc_custom_1596464386572{padding-top: 10px !important;padding-right: 20px !important;padding-bottom: 30px !important;padding-left: 40px !important;background-color: #0f3d75 !important;}”][vc_empty_space][cws_sc_text add_divider=”1″ custom_font_color=”#ffffff” custom_subtitle_color=”#ffffff” custom_divider_color=”#ffffff” subtitle=”Income Rider”]Atlantic Coast Life offers an Income Rider that your client may select when they purchase the Income Navigator Annuity. The Income Rider guarantees that they may withdraw a specified amount from the Income Navigator Annuity each year and is available even if the Accumulation Value of your annuity goes to zero after income payments begin.

Income payments under this rider are available as long as your client is at least 55. When they elect to receive payments under the Income Rider they have the option to select a single life payout for themselves or a joint life payout for themselves and their spouse.[/cws_sc_text][cws_sc_button new_tab=”1″ btn_type=”advanced” font_color=”#ffffff” font_color_hover=”#ffffff” background_color=”#c69635″ title=”View Product Brochure” url=”https://wealthwatchpartners.com/wp-content/uploads/2020/10/Income-Navigator-brochure.pdf”][/vc_column][/vc_row][vc_row full_width=”stretch_row” equal_height=”yes” bg_image_position=”left_center” css=”.vc_custom_1595882795708{padding-top: 0px !important;padding-bottom: 120px !important;}”][vc_column][cws_sc_spacing height=”60″ responsive_es=”true” height_size_sm_desctop=”1″ height_tablet=”1″ height_mobile=”100″][vc_row_inner css=”.vc_custom_1596464184539{padding-bottom: 30px !important;}”][vc_column_inner width=”1/6″][/vc_column_inner][vc_column_inner width=”2/3″ css=”.vc_custom_1596464348996{padding-top: 40px !important;padding-right: 40px !important;padding-bottom: 40px !important;padding-left: 40px !important;background-color: #e8e8e8 !important;}”][cws_sc_text subtitle=”Don’t forget to check back every month for a new product spotlight!”]Have any questions or want to talk more about this product? Contact us today and we’ll be happy to help![/cws_sc_text][cws_sc_button new_tab=”1″ btn_type=”advanced” font_color=”#ffffff” font_color_hover=”#ffffff” background_color=”#c69635″ title=”Contact Us Now” url=”https://wealthwatchpartners.com/#contact-us-section”][/vc_column_inner][vc_column_inner width=”1/6″][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row][vc_column][cws_sc_text customize_size=”1″]Wealth Watch Partners is not affiliated with third party vendors mentioned in this website nor do we guaranty the accuracy or quality of their services. Although we may promote and/or recommend the services offered by these companies, financial professionals are ultimately responsible for the use of any materials or services and agree to comply with the compliance requirements of their broker/dealer and registered investment advisor, if applicable, and the insurance carriers they represent.[/cws_sc_text][/vc_column][/vc_row]