Atlantic Coast Life Income Navigator

In today’s challenging financial environment, many people are seeking safer investment opportunities. Fixed indexed annuities provide the flexibility to participate in the growth of the stock market and protect your principal when the stock market declines. With the Income Navigator Annuity you have the ability to enhance your financial future by selecting from a variety of indexing strategies.

There are many factors to consider when looking into a fixed indexed annuity. Your client’s age, annual income, liquid net worth, and financial needs are all important in determining whether or not a fixed indexed annuity can help them reach their financial goals.

Features & Benefits

Premium Bonus

When you purchase your Income Navigator Annuity you will receive a one-time Premium Bonus. The amount of the Premium Bonus depends upon your rider selection. The Premium Bonus is immediately credited to your account which gives you an opportunity to earn additional interest and funds that you can access subject to your vesting schedule.

Death Benefit

The amount payable if the Owner, or the Annuitant if the Owner is not a Natural Person, dies before annuity payments begin is equal to the Accumulation Value less the Non-vested Premium Bonus or the Minimum Guaranteed Surrender Value determined as of the date of death, whichever is greater.

Accessibility

The Income Navigator Annuity offers several options to access your money without being subject to surrender charges or market value adjustments.

Surrender Charges

If your client surrenders their policy or request withdrawals above a certain amount, there may be surrender charges.

Income Rider

Atlantic Coast Life offers an Income Rider that your client may select when they purchase the Income Navigator Annuity. The Income Rider guarantees that they may withdraw a specified amount from the Income Navigator Annuity each year and is available even if the Accumulation Value of your annuity goes to zero after income payments begin.

Income payments under this rider are available as long as your client is at least 55. When they elect to receive payments under the Income Rider they have the option to select a single life payout for themselves or a joint life payout for themselves and their spouse.

Don't forget to check back every month for a new product spotlight!

Have any questions or want to talk more about this product? Contact us today and we’ll be happy to help!

Wealth Watch Partners is not affiliated with third party vendors mentioned in this website nor do we guaranty the accuracy or quality of their services. Although we may promote and/or recommend the services offered by these companies, financial professionals are ultimately responsible for the use of any materials or services and agree to comply with the compliance requirements of their broker/dealer and registered investment advisor, if applicable, and the insurance carriers they represent.

Wealth Watch Partners 2022—All rights reserved.

The information being provided is strictly as a courtesy. When you link to any of the web sites provided here, you are leaving this web site. We make no representation as to the completeness or accuracy of information provided at these web sites. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, web sites, information and programs made available through this web site. When you access one of these web sites, you are leaving our web site and assume total responsibility and risk for your use of the web sites you are linking to.

Continue to Wealth Watch Advisors here.

The information being provided is strictly as a courtesy. When you link to any of the web sites provided here, you are leaving this web site. We make no representation as to the completeness or accuracy of information provided at these web sites. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, web sites, information and programs made available through this web site. When you access one of these web sites, you are leaving our web site and assume total responsibility and risk for your use of the web sites you are linking to.

Continue to 8 reasons fixed-income annuities belong in your IRA.

The information being provided is strictly as a courtesy. When you link to any of the web sites provided here, you are leaving this web site. We make no representation as to the completeness or accuracy of information provided at these web sites. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, web sites, information and programs made available through this web site. When you access one of these web sites, you are leaving our web site and assume total responsibility and risk for your use of the web sites you are linking to.

Continue to What Rising Interest Rates Mean for Annuities

Login here to continue to this page.

In order to view this page, you have to sign up with Wealth Watch Partners to gain access to the back office. Within 1–3 business days, you will receive an email with your login credentials. If you have any questions or concerns please email our website support at mmattila@wealthwatchpartners.com

Register Here