Have Any Questions?
1–800–274–2844
Term products are some of the simplest forms of life insurance available. You pay a premium and in the event of the insured’s death while the policy is in force, your beneficiary receives the benefit in income tax-free cash!
United Home Life offers three plans, one with additional flexibility built in. You choose which plan is right for you!
Simple Term 20
20–60
Simple Term 20 ROP
25–60
Simple Term 30
20–55
• No paramed exams.
• No bodily fluids testing.
• Simplified application with yes/no health questions to help determine eligibility.
• Personal History Interview required.
• Total & Permanent Disability Benefit (Waiver of Premium)
• Accidental Death Benefit (minimum $25,000)
• Child Rider
• No-cost Terminal Illness Accelerated Benefit Rider
Which one is most important?
There is only one answer—both! The type of product isn’t as important as making sure your family has life insurance protection. We have products that offer living and death benefits. You choose the product that’s best for your specific needs.
Example:
Age 35 Male Non-Tobacco
Annual Premium For $100,000 Face Amount
SI Term 20—$393/year. At the end of 20 years, total annual premiums paid = $7,860.
SI Term 30 – $459/year. At the end of 30 years, total annual premiums paid = $13,770.
SI Term 20 ROP – $1,238/year. At the end of 20 years, total annual premiums paid = $24,760. This amount can be returned to the policyowner on an income tax-free basis should the policyowner choose to surrender the policy.
Have any questions or want to talk more about this product? Contact us today and we’ll be happy to help!
Wealth Watch Partners is not affiliated with third party vendors mentioned in this website nor do we guaranty the accuracy or quality of their services. Although we may promote and/or recommend the services offered by these companies, financial professionals are ultimately responsible for the use of any materials or services and agree to comply with the compliance requirements of their broker/dealer and registered investment advisor, if applicable, and the insurance carriers they represent.
The information being provided is strictly as a courtesy. When you link to any of the web sites provided here, you are leaving this web site. We make no representation as to the completeness or accuracy of information provided at these web sites. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, web sites, information and programs made available through this web site. When you access one of these web sites, you are leaving our web site and assume total responsibility and risk for your use of the web sites you are linking to.
The information being provided is strictly as a courtesy. When you link to any of the web sites provided here, you are leaving this web site. We make no representation as to the completeness or accuracy of information provided at these web sites. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, web sites, information and programs made available through this web site. When you access one of these web sites, you are leaving our web site and assume total responsibility and risk for your use of the web sites you are linking to.
The information being provided is strictly as a courtesy. When you link to any of the web sites provided here, you are leaving this web site. We make no representation as to the completeness or accuracy of information provided at these web sites. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, web sites, information and programs made available through this web site. When you access one of these web sites, you are leaving our web site and assume total responsibility and risk for your use of the web sites you are linking to.
In order to view this page, you have to sign up with Wealth Watch Partners to gain access to the back office. Within 1–3 business days, you will receive an email with your login credentials. If you have any questions or concerns please email our website support at mmattila@wealthwatchpartners.com