[vc_row css_animation=”none”][vc_column][cws_sc_text title_alignment=”center” custom_font_color=”#ffffff” custom_subtitle_color=”#0d75bc” custom_divider_color=”#ffffff” title=”United Home Life Simple Term”][/cws_sc_text][/vc_column][/vc_row][vc_row][vc_column][cws_sc_spacing height=”32px”][/vc_column][/vc_row][vc_row full_width=”stretch_row” equal_height=”yes” bg_image_position=”left_center” add_layers=”1″ extra_layer_pos=”right” extra_layer_bg=”#f4f5f7″ css=”.vc_custom_1544555683956{padding-top: 0px !important;padding-bottom: 120px !important;}” extra_layer_width=”58.33″][vc_column][cws_sc_spacing height=”60″ responsive_es=”true” height_size_sm_desctop=”1″ height_tablet=”1″ height_mobile=”100″][vc_row_inner css=”.vc_custom_1595884411098{margin-bottom: 0px !important;padding-bottom: 0px !important;}”][vc_column_inner width=”1/2″ css=”.vc_custom_1595884403998{margin-bottom: 0px !important;padding-bottom: 0px !important;}”][vc_single_image image=”7635″ img_size=”full” alignment=”center” css=”.vc_custom_1610559416898{margin-bottom: 0px !important;padding-bottom: 0px !important;}”][/vc_column_inner][vc_column_inner width=”1/2″ css=”.vc_custom_1595884368337{margin-bottom: 0px !important;margin-left: 30px !important;padding-bottom: 0px !important;}”][vc_column_text css=”.vc_custom_1610559306512{margin-bottom: 0px !important;padding-bottom: 0px !important;}”]Term products are some of the simplest forms of life insurance available. You pay a premium and in the event of the insured’s death while the policy is in force, your beneficiary receives the benefit in income tax-free cash!

United Home Life offers three plans, one with additional flexibility built in. You choose which plan is right for you![/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row][vc_column][cws_sc_spacing height=”32px”][/vc_column][/vc_row][vc_row][vc_column][cws_sc_text title_alignment=”center” custom_font_color=”#ffffff” custom_subtitle_color=”#0d75bc” custom_divider_color=”#ffffff” title=”Features & Benefits”][/cws_sc_text][/vc_column][/vc_row][vc_row][vc_column][cws_sc_spacing height=”32px”][/vc_column][/vc_row][vc_row][vc_column css_animation=”none” width=”1/2″][cws_sc_services title_pos=”under” icon_lib=”cws_flaticons” icon_cws_flaticons=”flaticon-clock” size_i=”55px” alignment=”center” text_spacings=”40px” title_spacing=”0px 0px 0px 0px” customize_size_title=”1″ size_t=”22px” customize_colors=”1″ icon_color=”#c69635″ custom_font_color=”#424359″ el_class=”annuity-boxes” title=”Issue Ages” custom_styles=”.vc_custom_1610573950993{padding-top: 40px !important;padding-right: 30px !important;padding-bottom: 63px !important;padding-left: 30px !important;background-color: rgba(255,255,255,0.96) !important;*background-color: rgb(255,255,255) !important;}”]Simple Term 20
20–60

Simple Term 20 ROP
25–60

Simple Term 30
20–55[/cws_sc_services][/vc_column][vc_column css_animation=”none” width=”1/2″][cws_sc_services title_pos=”under” icon_lib=”cws_flaticons” icon_cws_flaticons=”flaticon-people” size_i=”55px” alignment=”center” text_spacings=”40px” title_spacing=”0px 0px 0px 0px” customize_size_title=”1″ size_t=”22px” customize_colors=”1″ icon_color=”#c69635″ custom_font_color=”#424359″ el_class=”annuity-boxes” title=”Non-Med” custom_styles=”.vc_custom_1610646757451{margin-top: 0px !important;padding-top: 40px !important;padding-right: 30px !important;padding-bottom: 63px !important;padding-left: 30px !important;background-color: rgba(255,255,255,0.96) !important;*background-color: rgb(255,255,255) !important;}”]• No paramed exams.

• No bodily fluids testing.

• Simplified application with yes/no health questions to help determine eligibility.

• Personal History Interview required.[/cws_sc_services][/vc_column][/vc_row][vc_row][vc_column css_animation=”none” width=”1/2″][cws_sc_services title_pos=”under” icon_lib=”cws_flaticons” icon_cws_flaticons=”flaticon-arrow” size_i=”55px” alignment=”center” text_spacings=”40px” title_spacing=”0px 0px 0px 0px” customize_size_title=”1″ size_t=”22px” customize_colors=”1″ icon_color=”#c69635″ custom_font_color=”#424359″ el_class=”annuity-boxes” title=”Optional Riders” custom_styles=”.vc_custom_1610646781587{margin-top: 30px !important;padding-top: 40px !important;padding-right: 30px !important;padding-bottom: 63px !important;padding-left: 30px !important;background-color: rgba(255,255,255,0.96) !important;*background-color: rgb(255,255,255) !important;}”]• Total & Permanent Disability Benefit (Waiver of Premium)

• Accidental Death Benefit (minimum $25,000)

• Child Rider

• No-cost Terminal Illness Accelerated Benefit Rider[/cws_sc_services][/vc_column][vc_column css_animation=”none” width=”1/2″][/vc_column][/vc_row][vc_row][vc_column][cws_sc_spacing height=”32px”][/vc_column][/vc_row][vc_row full_width=”stretch_row” equal_height=”yes” bg_image_position=”left_center” css=”.vc_custom_1595883405749{margin-top: 20px !important;margin-bottom: 0px !important;padding-top: 40px !important;padding-bottom: 40px !important;background-color: #e8e8e8 !important;}”][vc_column css=”.vc_custom_1595883431376{margin-bottom: 0px !important;}”][cws_sc_text title_alignment=”center” custom_font_color=”#ffffff” custom_subtitle_color=”#0d75bc” custom_divider_color=”#ffffff” title=”Resources”][/cws_sc_text][vc_row_inner css=”.vc_custom_1595882868174{padding-bottom: 30px !important;background-color: #e8e8e8 !important;}”][vc_column_inner width=”1/2″][cws_sc_button new_tab=”1″ btn_type=”advanced” aligning=”center” font_color=”#ffffff” font_color_hover=”#ffffff” background_color=”#c69635″ title=”View Product Brochure Here” url=”https://wealthwatchpartners.com/wp-content/uploads/2021/01/UHL-SimpleTerm.pdf”][/vc_column_inner][vc_column_inner width=”1/2″][cws_sc_button new_tab=”1″ btn_type=”advanced” aligning=”center” font_color=”#ffffff” font_color_hover=”#ffffff” background_color=”#c69635″ title=”Watch Video Here” url=”https://www.brainshark.com/1/player/infarmbureau?dm=1&fb=0&r3f1=&custom=lifd”][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row full_width=”stretch_row_content_no_spaces” equal_height=”yes” css=”.vc_custom_1549057532948{padding-top: 50px !important;}”][vc_column width=”1/2″ bg_cws_repeat=”no-repeat” bg_cws_size=”cover” bg_image_position=”center_bottom” place_ahead=”1″ cws_mobile_paddings=”300px 0px 0px 0px” css=”.vc_custom_1602103726998{background-image: url(https://wealthwatchpartners.com/wp-content/uploads/2020/10/ellena-mcguinness.jpg?id=7576) !important;}”][vc_empty_space height=”600px”][/vc_column][vc_column width=”1/2″ bg_image_position=”center_center” cws_mobile_paddings=”40px 0px 0px 0px” css=”.vc_custom_1596464386572{padding-top: 10px !important;padding-right: 20px !important;padding-bottom: 30px !important;padding-left: 40px !important;background-color: #0f3d75 !important;}”][vc_empty_space][cws_sc_text add_divider=”1″ custom_font_color=”#ffffff” custom_subtitle_color=”#ffffff” custom_divider_color=”#ffffff” subtitle=”Value or Price”]Which one is most important?
There is only one answer—both! The type of product isn’t as important as making sure your family has life insurance protection. We have products that offer living and death benefits. You choose the product that’s best for your specific needs.

Example:
Age 35 Male Non-Tobacco
Annual Premium For $100,000 Face Amount

SI Term 20—$393/year. At the end of 20 years, total annual premiums paid = $7,860.
SI Term 30 – $459/year. At the end of 30 years, total annual premiums paid = $13,770.
SI Term 20 ROP – $1,238/year. At the end of 20 years, total annual premiums paid = $24,760. This amount can be returned to the policyowner on an income tax-free basis should the policyowner choose to surrender the policy.[/cws_sc_text][cws_sc_button new_tab=”1″ btn_type=”advanced” font_color=”#ffffff” font_color_hover=”#ffffff” background_color=”#c69635″ title=”View Product Brochure” url=”https://wealthwatchpartners.com/wp-content/uploads/2021/01/UHL-SimpleTerm.pdf”][/vc_column][/vc_row][vc_row full_width=”stretch_row” equal_height=”yes” bg_image_position=”left_center” css=”.vc_custom_1595882795708{padding-top: 0px !important;padding-bottom: 120px !important;}”][vc_column][cws_sc_spacing height=”60″ responsive_es=”true” height_size_sm_desctop=”1″ height_tablet=”1″ height_mobile=”100″][vc_row_inner css=”.vc_custom_1596464184539{padding-bottom: 30px !important;}”][vc_column_inner width=”1/6″][/vc_column_inner][vc_column_inner width=”2/3″ css=”.vc_custom_1596464348996{padding-top: 40px !important;padding-right: 40px !important;padding-bottom: 40px !important;padding-left: 40px !important;background-color: #e8e8e8 !important;}”][cws_sc_text subtitle=”Don’t forget to check back every month for a new product spotlight!”]Have any questions or want to talk more about this product? Contact us today and we’ll be happy to help![/cws_sc_text][cws_sc_button new_tab=”1″ btn_type=”advanced” font_color=”#ffffff” font_color_hover=”#ffffff” background_color=”#c69635″ title=”Contact Us Now” url=”https://wealthwatchpartners.com/#contact-us-section”][/vc_column_inner][vc_column_inner width=”1/6″][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row][vc_column][cws_sc_text customize_size=”1″]Wealth Watch Partners is not affiliated with third party vendors mentioned in this website nor do we guaranty the accuracy or quality of their services. Although we may promote and/or recommend the services offered by these companies, financial professionals are ultimately responsible for the use of any materials or services and agree to comply with the compliance requirements of their broker/dealer and registered investment advisor, if applicable, and the insurance carriers they represent.[/cws_sc_text][/vc_column][/vc_row]